Am I in a fire hazard zone in California?

CAL FIRE maps fire hazard severity zones as Moderate, High or Very High. Type your address in the check on this page to see your zone, whether you are in a State or Local Responsibility Area, and whether the Zone 0 rule would cover your home.

Am I in a fire zone?

Q: Does Zone 0 apply to my home?

As approved by the Board of Forestry, Zone 0 would cover all buildings in State Responsibility Areas and occupied buildings in Very High fire hazard zones in local areas. It is not in effect yet.

Type your address. See your CAL FIRE fire hazard zone on a map, and whether California's Zone 0 rule covers your home.

Uses CAL FIRE's public maps. Your address is not stored.

Very HighHighModerate

Fire hazard zones in Sonoma County, from CAL FIRE. Tap the map to look closer.

What the zones mean

Fire hazard zone. CAL FIRE rates land as Moderate, High or Very High fire hazard. The rating is about the land and its surroundings, not your house.
State Responsibility Area. Land where the state is responsible for fighting wildfires. Much of rural Sonoma County is in one.
Local Responsibility Area. Land covered by a city or local fire agency, usually inside towns.

State maps took effect April 1, 2024. Local maps were released in four phases from February to March 2025. Source: Office of the State Fire Marshal.

Zone 0 in short

Zone 0 is the first 5 feet around a building. The Board of Forestry approved it in August 2026 for all buildings in State Responsibility Areas and occupied buildings in Very High zones in local areas. Final state filing is still pending. Insurers already give discounts for the same work, so there is no reason to wait. Read the Zone 0 guide.

Your insurance: what to check

California already requires home insurers to offer discounts for wildfire safety work. Some of the state's largest insurers have also committed to covering homes with the IBHS Wildfire Prepared Home designation, which requires a noncombustible 5-foot zone. Source: Department of Insurance, March 2026.

More: what each insurer looks for · inspectors, non-renewals and the FAIR Plan.

Tap what you have done.

A 5-foot ember-resistant zone around the houseZone 0
Plants and debris cleared from under decksZone 0
Noncombustible bottom 6 inches of the wallsHouse
Ember- and fire-resistant ventsHouse
Class A fire-rated roofHouse
Enclosed eavesHouse
Double-pane windows or added shuttersHouse
Sheds and outbuildings at least 30 feet awayYard
Trees trimmed and brush cleared to defensible space rulesYard

Discounts vary by insurer. Doing the work does not guarantee a discount or coverage. The Zone 0 tags are our reading. Source: California Department of Insurance.

What to ask your insurer

"What is my wildfire risk score, and what would lower it?"
"Which wildfire safety discounts do you offer, and what proof or inspection do you need?"
"I finished some work. Can you give me an updated score?"
"How do I appeal my score if I think it is wrong?"

Your insurer has to give you your score when you apply, before it renews or drops your policy, and when you ask after finishing work. It has to explain the score and how to lower it. If an appeal is denied, the Department of Insurance can help: 800-927-4357.

We are not an insurance company or agent and do not sell or recommend insurance.